Add everything except the chickpeas, oats and chocolate chips to the bowl of a food processor. Blend on high for one minute until combined and creamy.
Add the beans and process for a minute then remove the lid and scrape down the edges. Process for an additional minute then pause to scrape the edges again. Repeat 1-2 additional times until smooth and creamy.
Add the oatmeal and puree for 1-2 minutes. The oats should be mostly incorporated and finer but still have some slight texture. If you would like it smoother, pulse for an additional 30 seconds.
Taste and add sweetener if needed. Then stir in the chocolate chips (you can run the food processor on low for a few seconds or just stir them in so that they don't get broken up).
Chill in the refrigerator until ready to serve.
Notes
LeftoversStore leftovers in an airtight container in the refrigerator for up to 4 days or freeze for up to 3 months.